My name is Jan Jensen and I am a North Shore mortgage adviser.

There are a few specific areas that I do focus on, including:

• First Home Buyers – I have helped a lot of first home buyers and I find it very satisfying too. There are a lot of options that often people are not aware of.
• Low Deposit Home Loans – First home buyers in particular are often looking for low deposit home loans.
• Shared Home Ownership – As a mortgage adviser I will look at all options to help first home buyers, and shared home ownership is one of those options.
• Home Loans for Self-Employed – As a mortgage adviser I’m often asked to help get home loans for self-employed people.
• Debt Consolidation – As mortgage advisers I get asked about debt consolidation, but sometimes the people asking do not have the knowledge and therefore alone they could make a huge mistake.
• Refinancing Your Home Loan – There are often advantages in refinancing your home loan. Many people think that the process of refinancing a home loan can be quite a daunting task, but with an experienced mortgage adviser it can be made quite a smooth process.
• Property Investment Loans – Property investment loans need to be structured differently to a standard home loan, but unfortunately most banks treat them the same.

Of course these are just some key headings that help explain some specific areas, but I can help in almost any area of finance in New Zealand. I also work within a team of financial advisers at Mortgage Managers so can pull in specialists when required too.