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You Can Get Bad Credit Mortgages

Bad credit mortgages are possible, but not from your bank. If you have some bad credit you may leave the bank disappointed that they cannot help, even when you have...

Non-Bank Mortgages

Most people would be surprised at how many people use non-bank mortgages these days. The term “Non-Bank Lending“, “Non-Bank“, “Bank Alternatives” or “Second Tier Lenders” simply refers to those lenders...

Getting Help Dealing With Mortgage Arrears

Kiwis often don’t know where to get help dealing with mortgage arrears. They are told to speak to their banks, but do not feel comfortable dealing with some credit person...

Stop Renting and Buy Your First Home

Stop renting and buy your first home this year. It’s not always easy to buy your first home but it’s not much fun renting either, especially if you believe that...

Buying Your First Home?

Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over...

What Is A Revolving Credit Mortgage?

A revolving credit mortgage works like a large overdraft or credit card, and mortgage advisers will often use a revolving credit as part of the overall mortgage. What is Revolving...

Is It Okay For Banks To Link My properties?

When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need...

Why Do People Refinance Home Loans?

You might think there are plenty of reasons to refinance your home loan, but as a mortgage adviser I have learned that there are really just a few. Many people...