Menu
I find it very satisfying to be able to help first home buyers with their finance.
For many first home buyers the process of buying a house can be quite daunting, but with the right mortgage adviser it can be a really exciting experience!
I want to see more first home buyers get into their own homes and enjoy the benefits of home ownership. It’s a great feeling to know that you own your own place, and you are no longer reliant on your landlord.
Working with Mortgage Managers I have access to a range of lenders and loans, from both banks and non-bank lenders. I also have access to home ownership solutions through Kainga Ora such as the First Home Loans, the First Home Grant and First Home Partner. I also have access to other options such as the shared ownership options with YouOwn and the rent to own available with Ladder.
If there is a way to get you into a home I’m confident that I can find something suitable for you.
Pre-approval provides you as a first home buyer a greater understanding of how much a lender is prepared to lend.
It also puts you in a better position to buy and helps speed up the process once you’ve found the home you like.
We hear this debated on social media all the time – people saying go directly to the bank for a home loan while others say you should use a mortgage...
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low...
One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging...
As a mortgage adviser, and from our Facebook Group I hear from lots of first home buyers asking “does a student loan affect getting a mortgage” and if they can....
Unfortunately hearing the bank say “NO” to a mortgage application is becoming more common these days, particularly for First Home Buyers and Self Employed borrowers. They can decline your application...
So you might be wondered can a single woman buy a home by herself these days. As a mortgage adviser I’ve had many single woman looking to buy a first...
Copyright 2023 North Shore Mortgages – All Rights Reserved